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Renting Out a Room? Understand Your Insurance Coverage

Whether you need the extra income or you just want to help a friend out, you may have decided to rent a room out to someone. Renting a room out to someone can change your insurance needs, as there is now an additional person in your household, and they have their own possessions. Here’s what you need…

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How to Insure Your Manufactured or Modular Home

If you have a manufactured or modular home, you may be wondering what type of insurance policy you should get. After all, a modular home isn’t a site-built home, but it is still a home that was put together on site. So will there be any difference in your insurance coverage? Read on to find out. What Are…

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Landlords: Why Require Your Renters to Have Renters Insurance?

Did you know that only about 41% of renters have renters insurance? If you’re a landlord, the odds are you already have landlord specific insurance — but that doesn’t mean that your renters are necessarily covered for all of their issues. Not only should you strongly suggest they get insurance, you may want to actually require…

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The Many Types of Commercial Liability Insurance

Commercial liability insurance helps protect businesses in instances where a business is held responsible for another party’s injury or property damage. Because there are many kinds of incidents that can result in injury or property damage, insurers offer many different types of liability coverage. Here are some of the most common ones.

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How Home Improvements Can Affect Your Homeowner’s Insurance Premiums

It is exciting to remodel your home, and any improvement you make is likely to make your home look nicer and increase its value. When you perform home remodeling projects, did you ever think that you should notify your homeowner’s insurance company to let them know? The projects you complete in your home could affect your policy…

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Homeowners Insurance:Know What Incidents Are Not Covered

Are you in the process of buying your very first home? It may be no surprise that you need to get homeowners insurance. It will not only be a requirement if you get a mortgage, but it is also a great way to protect your investment. While it’s tempting to get the most basic insurance…

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Summer Temps

“It’s going to feel the most uncomfortable it’s felt all summer,” Kevin Donofrio, a National Weather Service meteorologist in suburban Chicago, said of the expected heat wave. Temperatures in Chicago and stretching into Iowa, Missouri and Kansas and up into Wisconsin are expected to reach 90 degrees, with the same story — though perhaps a…

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Travel Insurance – Should you or should you not get it?

Summer travel season is in full swing. As you ponder where to go and what to pack, you may also be considering travel insurance. The U.S. Travel Insurance Association, an industry group, estimates Americans spent over $2.2 billion in 2014 on all types of travel protection. WHAT IT IS: Travel insurance is designed to help…

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Certifications

We work with several carriers to find the one that best fits your business needs. Flood Certificated On Your Side Certified (2009 – 2013) Farm Certification obtained 2013 Business of the Year (2011). District Community Service Award (2009 and 2010). Champion Award (2009). Voted Business of the Year (2012). 8 year Member of West County…

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Smartphone Saves

Worried you left your garage door open? Don’t drive all the way home – just close it with your smartphone. http://bit.ly/1QUNZaK

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